Page 1 of 2 12 LastLast
Results 1 to 10 of 11

Thread: Insurance.. Can anyone recommend ?

  1. #1
    Join Date
    Jan 2017
    Posts
    11

    Default Insurance.. Can anyone recommend ?

    Im looking for recommendations for my new studio..

    Its a business hub with several units of which I will have one. Ill be doing my jewellery making and also some teaching..

    Boring question I know!!

    Thank you

  2. #2
    Join Date
    Sep 2011
    Posts
    1,086

    Default

    Many threads and posts on insurance already. Suggest you browse them
    Author: Pearls A Practical Guide
    www.pearlsapractical.guide
    www.Pearlescence.co.uk

  3. #3
    Join Date
    Jan 2017
    Posts
    11

    Default

    Quote Originally Posted by pearlescence View Post
    Many threads and posts on insurance already. Suggest you browse them
    Thanks for the helpful suggestion. Unfortunately I can't find the relevant post about insurance that is not for a workshop at home nor can I find any recent posts given that insurance is generally ever changing. But thanks for making mw feel welcome in the forum

  4. #4
    Join Date
    Jul 2009
    Location
    Romsey
    Posts
    5,251

    Default

    One option would be to discuss it with a broker directly (especially if you need something bespoke); otherwise the majority of the insurers discussed previously are, to the best of my knowledge, still offering similar policies.

  5. #5
    Join Date
    Sep 2011
    Posts
    1,086

    Default

    Revisiting this, you will likely be paying a lot - business liability, stock, public liability, third party and a lot for allowing the public into your premises. Most insurers faint clean away at the thought of someone actually being in the building
    Author: Pearls A Practical Guide
    www.pearlsapractical.guide
    www.Pearlescence.co.uk

  6. #6
    Join Date
    Jul 2009
    Location
    West Midlands
    Posts
    1,533

    Default

    Quote Originally Posted by cpiece View Post
    Im looking for recommendations for my new studio..

    Its a business hub with several units of which I will have one. Ill be doing my jewellery making and also some teaching..

    Boring question I know!!

    Thank you
    I'd also suggest you ask the others in the hub where they have got their insurance from, as this could prove useful.
    Jules

  7. #7
    Join Date
    Jan 2017
    Posts
    11

    Default

    Thanks,, I don't know who they are yet. Its a new hub.. Guess I will have to wait and ask when the time is closer

  8. #8
    Join Date
    Sep 2011
    Posts
    1,086

    Default

    Even if you do not insure yourself or your stuff you really must have insurance in place before a single member of the public sets foot in your premises. Otherwise you risk being bankrupted by damages if there is an accident
    Author: Pearls A Practical Guide
    www.pearlsapractical.guide
    www.Pearlescence.co.uk

  9. #9
    Join Date
    Dec 2014
    Location
    South Australia
    Posts
    1,839

    Default

    Public liability is it's own separate nightmare probably very different in the Uk
    I know of a case in Queensland where a tradie injured himself inside a customers house put in a claim to his insurance company answer was no you are covered by the householders insurance, yep that's right now the insurance companies are arguing the point of who is liable. Meanwhile this bloke is going broke

  10. #10
    Join Date
    Sep 2011
    Posts
    1,086

    Default

    Better two insurance companies arguing liability than no insurance company and losing your house, car, everything
    Author: Pearls A Practical Guide
    www.pearlsapractical.guide
    www.Pearlescence.co.uk

Tags for this Thread

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •