I was wondering if a client has ever asked you about insurance value/appraisal on any of your items you have created. Obviously there is the price you would charge for your piece but can you quote your own insurance value or does this have to be done by a valuer specialist?
If the quotation is done by yourselves how do you come to a figure? I notice most insurance values on jewellery pieces are marked higher than the price it cost to buy initially. Sorry.. I'm very confused and quite new to this question!
Many thanks for your time and and wisdom
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