I've taken credit cards via a mobile chip n pin for about 3 years now. It was a difficult decision due to the costs and need to set up a merchant account, but I got some reductions being a NMTF member.
While I was doing the odd craft fair, I didn't see the need and used the cash-cashpoint-cheque-deposit routes mentioned here. Then I moved to working & selling regularly, 2 days each week at Greenwich craft market, and after a year I realised that many tourists didn't carry too much currency or cheque books with them, so I made the leap. It has been useful, especially at christmas (and mother's day), and seems to encourage some add-on/spontaneous purchasing. I think it has also helped on the credibility front as a market trader because my business contact details are stamped on the terminal printouts receipts, which back up the business cards that I give with the purchases.
From the costs shown on the post for the Paypal option, it looks as though my mobile terminal costs me around £8 per month more, but I've been very happy with the service and terminal from Streamline & 123 Send.
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