Public liability insurance

[Unhindered]

Hi guys, didn't wanna start a new topic as its kind of related to this one. What I want to do is make jewellery from my workshop at home and sell it though my website (which I don't have yet, haha) Do I need to do anything business wise so I'm not breaking the law? I've looked at the a-n link and will probably get that for if I do any craft fairs etc but other that that I know nothing!

[glen]

You get 2 types of insurance that are important:
employees and public.
employee insurance is if you employ people (other than yourself) and is a legal requirement.
public insurance is if your workshop is open to the public or you have a store / shop.

I would recc. that if you are in either of the two above positions it is a good idea to find out if the landlord of your property already has such insurances that may cover you and your activities or if any insurance policies you already have may be incorperated to be inclusive of these this would cause a slightly increased premium but prob not as much as a whole new insurance policy.

[Ominicci]

If you are in mortgaged property rather than rented then you need to advise your mortgage company and your household contents insurance supplier as it may change the terms and the policy.